Asperger Ascent

Tips for Young Adults

Health insurance a must for young adults

If you’re about to turn 23, check on your health insurance. In many states, you are no longer eligible for coverage through a parent once you reach the magic age of 23 — even if you’re a fulltime college student. A few farsighted stethstates allow young adults to continue under their parent’s coverage past that age. Most don’t. And employers are extremely aggressive about bouncing out those dependents that they no longer are obligated to cover. Students often are able to continue to get health coverage through COBRA. Premiums for COBRA were temporarily cut by 35% under the federal stimulus plan, making coverage more affordable for most families. In most cases, going without insurance — even if you’re young and healthy — is a bad idea.

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September 27, 2009 - Posted by | Uncategorized | , , , , , ,

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